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There are many ways how to get free money instantly and get yourself out of a financial bind and I wanted to share some of the ways that I’ve found work. If you’re in an emergency situation, you can often get money instantly by using your debit or credit card for a cash advance.
One of the easiest ways to get more money onto your card is by transferring from an account that has a higher balance.
If you’re using my checking account online, I can simply transfer funds into your account with just a few clicks.
You can also use a debit card at an ATM machine or swipe your credit card in order to make a purchase. In this case, the bank will automatically withdraw the withdrawal amount plus any fees associated with the transaction.
Your best bet would be to rely on either cash advances or online transfers to fund your disposal needs as these are more likely to be granted by banks and lending institutions than other options.
- Refer-a-friend programs
- Taking surveys
- Negotiate lower bill payments
How to get free money instantly | Refer-a-friend programs
Companies have been utilizing referral programs for years as a way of keeping customers happy.
The process is simple: when a customer refers another person, they receive a referral reward or points which can be redeemed for gifts, discounts, and other benefits.
When the person being referred becomes a new customer, the referrer receives their referral reward.
These rewards are often in the form of gift cards to local restaurants or other establishments. You can also get free cash by referring friends to companies like Swagbucks that provide offers such as coupons and sweepstakes entries as rewards.
I referred my sister to Rakuten a few years back and that referral earned me $25 and got her $10 when she joined! There are opportunities like this all around us. Take advantage.
How to get free money right now | Taking Surveys
Companies have been relying on surveys for years as a way of monitoring the tastes and preferences of consumers. The process is so easy: in order to qualify for the survey, you will need to fill out a brief questionnaire about yourself.
In return for your time, you will either be mailed a monetary award or given a coupon that can be used in the next store visit.
You can also get free cash by filling out surveys with leading companies like Swagbucks which provides coupons and sweepstakes entries as rewards.
Recommended read: How to make $700/month taking surveys
How to get free money | Negotiating with your creditors
The process for negotiating lower bill payments is simple: ask the company for a better deal on your bills and they may just be willing to do so. You can negotiate with the company in person, over the phone, or through email.
I know that I’m not alone in wanting to find ways of saving money on my bills. Energy companies often will have an option where you can bundle services such as electricity, water, natural gas, and more to lower your bill cost or provide discounts on those services that you bundle together.
If you’re currently working with one provider but are interested in exploring other providers’ rates, you can call them up and tell them that you want them to send over their rates for all of the services that they offer.
I used to do this every year with my cable provider in the previous city I lived in.
I’d get the best deals for free HBO, Showtime, and other premium channels while lowering my bill. It was really insane.
It costs companies far more to get new customers than it does to keep existing customers so you’d be surprised how far they can go to keep your business.
If you’re currently working with one provider but are interested in exploring other providers’ rates, you can call them up and tell them that you want them to send over their rates for all of the services that they offer.
This would be a great way to compare prices and see which service is best for you.
Call your creditor. Take action.
Final word
These three free ways to get money instantly are within reach. You can take action today and try these out to start putting some extra cash in your wallet.
Refer-a-friend programs are offered by so many companies from your local and national retailers, grocery stores, gyms, membership and subscription services, utilities, and more.
You just have to keep your eyes open. When my family member moved across the country and joined the same cable provider as me, I could have earned $500 if I referred her. I really kicked myself for not thinking about it. Keep this in mind.
Surveys are such an untapped opportunity. Companies have been relying on surveys for years as a way of monitoring the tastes and preferences of consumers.
The process is simple: in order to qualify for the survey, you will need to fill out a brief questionnaire about yourself. In return for your time, you will either be mailed a monetary award or given a coupon that can be used in the next store visit.
With negotiating bill payments, consider that companies can afford to cut you a deal. Don’t be afraid to ask.
What do you think about these ideas to how to get free money instantly?