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Your bills are never ending but did you know you can get one month ahead of your bills? They feel like they’re endless and unless you are an extreme minimalist providing your own power and leading a self-sufficient lifestyle, you’re guaranteed to have to pay bills every month.
So, the majority of us have to pay bills. It’s a given. We know that. Paying bills is a part of life but that doesn’t stop it from feeling very stressful, especially if you’re living paycheck-to-paycheck.
A solution we found is to get one month ahead of your bills.
Imagine feeling peace of mind knowing that you’re actually ahead of your bills and to be honest, the process is super easy and it can open doors to helping you live a financially independent life.
Once you accomplish getting one month ahead of your bills, you’ll be one step closer to reaching your savings goals and building wealth.
Doing this can help you accomplish things like paying off your car in 6 months or less, saving for your child’s education, and growing your nest egg in a rapid-fire kind of way.
If this all sounds interesting, keep reading while we uncover how you can get one month ahead of your bills in less than 30 days.
Don’t forget to bookmark this post that you can come back to it later.
When is the right time to get ahead of your bills?
The right time to get ahead of your bills is now! The sooner you start this plan, the faster you’ll be one step closer to reaching financial freedom.
Regardless of what your goals are, retirement, saving, paying off debt, we know that if any unexpected scenario were to arise it could totally throw a dent in your financial picture.
That’s why getting ahead of your bills is a great idea and something that everyone should do, in our opinion.
For example, last summer my husband needed multiple emergency root canals that set us back a few thousand dollars!
And then a few months later he got into a car wreck when she was able to walk away from uninjured, so we’re super thankful for that, but the cost of the car insurance deductible, deposits for rental car, and other costs we’re unexpected and these two events can happen to anybody at any time.
These are examples of unexpected expenses that can arise in your life and when they do, you want to make sure that you’re financially prepared.
How to get one month ahead of your bills in less than 30 days
Okay, so here is the plan.
First, it starts with a strong budget.
You need to make sure that you have a budget and place that works for you and your family.
Don’t let anything or anyone influence how you budget create a budgeting strategy that works for your family whether that means including 2 fast food trips during the month or Starbucks runs or a monthly movie theater family night.
Everyone’s lifestyle is different and having a budget does not mean that you have to sacrifice your life in every way (at least not forever).
With that said, we are talking about getting one month ahead of bills here so some sacrifice and cutting back will need to happen because the focus to make this work is going to be to minimize your expenses and save, save, save!
In order to get one month ahead of your bills, you need to have an entire month’s worth of expenses saved up.
Start by calculating all those expenses including rent, utilities, credit card payments, student loans, food cost, gas, etc.
Doing this will help you live off last month’s income rather than living today and you’ll be able to achieve financial freedom.
With your budget in place and knowing how much cash you need to save create a goal for yourself to put that money towards a savings fund that will cover an entire month’s worth of bills.
Once you reach this goal and you have savings you can resume with your long-term savings goals.
How to Get Cash In Savings Fast
Here are some tips on how to get extra cash in the next 30 days:
- Create a family no spend month
- Monetize your hobbies
- Declutter your home and sell off your extras
Pay close attention to these 3 things and think about ways you can make them work in your household and you’ll start to quickly see the opportunity to build your monthly ahead savings.
Other things that you can do to create quick cash fast?
Consider getting a side hustle.
This doesn’t have to be long-term, you can do this just for couple short weeks or a few months for the purpose of building up your savings and there are a ton of different hustles that you can do that are flexible and work around your current schedule.
Some even allow you to work from home.
Check out this article on the 8 best side hustles of 2020 to give you some inspiration.
What are my favorites?
You can make up to $500 a month with survey taking.
Getting paid to take surveys is super easy, you don’t need any text skills, experience, or special skills to do this and you can work from your home computer or cell phone taking surveys 24/7.
You won’t be able to make a full-time income with this but you can earn a part-time income earning up to around $500 a month or more.
The key to making the most money with survey taking is to join multiple survey sites.
Joining service sites is free and you’ll be able to have a clear picture of how much each survey pays, how much time is required to complete the survey, and more. They will pay you via direct deposit, PayPal, check, gift cards, rewards, and in other ways.
Our top 3 survey companies we recommend are:
- Swagbucks ($10 bonus to join): Multifaceted site with many different ways to make money including watching videos, taking surveys, and more.
- Inbox Dollars ($5 bonus to join): Take surveys using their app right from your cell phone | for Android | for Apple Iphone
- Pinecone Research (highest paying): Take surveys online super easy. Higher paying survey company.
So, there you have it!
Our plan to help you get one month ahead of your bills and less than 30 days. You see it is a lot simpler than you might have thought. If you’re serious about doing this, we recommend that you start now.
What do you think? Share your thoughts down below in comments.
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